Call reports 2014
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,144,000 | 42,214,000 | 41,684,000 | 40,949,000 |
| Total loans | 36,696,000 | 36,795,000 | 36,571,000 | 36,021,000 |
| Allowance for loan losses | 77,000 | 73,000 | 73,000 | 73,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 900,000 | 1,600,000 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,121,000 | 37,072,000 | 36,406,000 | 35,672,000 |
| Interest-bearing deposits | 37,121,000 | 37,071,000 | 36,406,000 | 35,672,000 |
| Noninterest-bearing deposits | 0 | 1,000 | 0 | 0 |
| Equity capital | 4,357,000 | 4,409,000 | 4,486,000 | 4,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 994,000 | 1,482,000 | 1,972,000 |
| Interest expense | 90,000 | 179,000 | 265,000 | 344,000 |
| Net interest income | 407,000 | 815,000 | 1,217,000 | 1,628,000 |
| Noninterest income | 9,000 | 14,000 | 0 | 10,000 |
| Noninterest expense | 300,000 | 625,000 | 909,000 | 1,250,000 |
| Provision for loan losses | 8,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 108,000 | 189,000 | 293,000 | 373,000 |
| Income tax | 44,000 | 73,000 | 100,000 | 159,000 |
| Net income | 64,000 | 116,000 | 193,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,357,000 | 4,409,000 | 4,486,000 | 4,507,000 |
| Total capital | 4,434,000 | 4,482,000 | 4,559,000 | 4,580,000 |
| Risk-weighted assets | 22,936,000 | 22,875,000 | 22,800,000 | 22,447,000 |