Call reports 2013
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,298,000 | 40,530,000 | 41,153,000 | 41,231,000 |
| Total loans | 35,860,000 | 36,221,000 | 36,544,000 | 36,792,000 |
| Allowance for loan losses | 84,000 | 84,000 | 80,000 | 69,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 600,000 | 600,000 | 600,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,615,000 | 35,731,000 | 36,164,000 | 36,400,000 |
| Interest-bearing deposits | 35,615,000 | 35,731,000 | 36,164,000 | 36,373,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 27,000 |
| Equity capital | 4,127,000 | 4,171,000 | 4,241,000 | 4,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,023,000 | 1,527,000 | 2,035,000 |
| Interest expense | 109,000 | 212,000 | 308,000 | 401,000 |
| Net interest income | 411,000 | 811,000 | 1,219,000 | 1,634,000 |
| Noninterest income | 22,000 | 25,000 | 52,000 | 108,000 |
| Noninterest expense | 306,000 | 610,000 | 925,000 | 1,301,000 |
| Provision for loan losses | -1,000 | 11,000 | 22,000 | 35,000 |
| Pretax income | 128,000 | 215,000 | 324,000 | 406,000 |
| Income tax | 43,000 | 86,000 | 125,000 | 155,000 |
| Net income | 85,000 | 129,000 | 199,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,127,000 | 4,171,000 | 4,241,000 | 4,293,000 |
| Total capital | 4,211,000 | 4,255,000 | 4,321,000 | 4,362,000 |
| Risk-weighted assets | 22,281,000 | 22,336,000 | 22,878,000 | 22,819,000 |