Call reports 2012
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,854,000 | 39,476,000 | 40,220,000 | 40,162,000 |
| Total loans | 34,577,000 | 35,494,000 | 36,056,000 | 36,135,000 |
| Allowance for loan losses | 99,000 | 84,000 | 84,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 800,000 | 1,000,000 | 1,200,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,478,000 | 35,001,000 | 35,093,000 | 35,696,000 |
| Interest-bearing deposits | 34,478,000 | 34,998,000 | 35,093,000 | 35,696,000 |
| Noninterest-bearing deposits | 0 | 3,000 | 0 | 0 |
| Equity capital | 3,915,000 | 3,981,000 | 4,021,000 | 4,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,059,000 | 1,586,000 | 2,096,000 |
| Interest expense | 134,000 | 261,000 | 388,000 | 507,000 |
| Net interest income | 392,000 | 798,000 | 1,198,000 | 1,589,000 |
| Noninterest income | 104,000 | 90,000 | 98,000 | 93,000 |
| Noninterest expense | 325,000 | 594,000 | 913,000 | 1,268,000 |
| Provision for loan losses | 5,000 | 17,000 | 27,000 | 27,000 |
| Pretax income | 166,000 | 277,000 | 356,000 | 387,000 |
| Income tax | 27,000 | 72,000 | 111,000 | 116,000 |
| Net income | 139,000 | 205,000 | 245,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,915,000 | 3,981,000 | 4,021,000 | 4,042,000 |
| Total capital | 4,014,000 | 4,065,000 | 4,105,000 | 4,126,000 |
| Risk-weighted assets | 23,034,000 | 22,157,000 | 22,421,000 | 22,572,000 |