Call reports 2012
ATLANTIC COMMUNITY BANK — 2012
What ATLANTIC COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 86,102,000 | 81,175,000 | 77,163,000 | 80,096,000 |
| Total loans | 62,629,000 | 61,299,000 | 60,737,000 | 60,099,000 |
| Allowance for loan losses | 1,265,000 | 1,247,000 | 1,319,000 | 1,260,000 |
| Securities available for sale | 6,148,000 | 0 | 1,008,000 | 1,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,651,000 | 62,089,000 | 58,443,000 | 62,272,000 |
| Interest-bearing deposits | 50,554,000 | 46,255,000 | 43,592,000 | 40,881,000 |
| Noninterest-bearing deposits | 17,097,000 | 15,834,000 | 14,851,000 | 21,391,000 |
| Equity capital | 6,374,000 | 7,161,000 | 6,769,000 | 6,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 1,970,000 | 2,862,000 | 3,730,000 |
| Interest expense | 198,000 | 372,000 | 539,000 | 690,000 |
| Net interest income | 814,000 | 1,598,000 | 2,323,000 | 3,040,000 |
| Noninterest income | 63,000 | -269,000 | -201,000 | -157,000 |
| Noninterest expense | 661,000 | 1,305,000 | 1,926,000 | 2,564,000 |
| Provision for loan losses | 365,000 | 484,000 | 1,048,000 | 1,078,000 |
| Pretax income | -149,000 | -63,000 | -455,000 | -362,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -149,000 | -63,000 | -455,000 | -362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,075,000 | 7,161,000 | 6,769,000 | 6,862,000 |
| Total capital | 6,837,000 | 7,890,000 | 7,487,000 | 7,571,000 |
| Risk-weighted assets | 60,432,000 | 57,778,000 | 56,873,000 | 56,181,000 |