Call reports 2011
ATLANTIC COMMUNITY BANK — 2011
What ATLANTIC COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 94,253,000 | 94,227,000 | 89,378,000 | 92,534,000 |
| Total loans | 71,441,000 | 68,817,000 | 67,277,000 | 65,563,000 |
| Allowance for loan losses | 1,187,000 | 1,280,000 | 1,337,000 | 1,228,000 |
| Securities available for sale | 7,375,000 | 7,048,000 | 7,214,000 | 6,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,403,000 | 73,640,000 | 69,957,000 | 73,357,000 |
| Interest-bearing deposits | 62,922,000 | 60,917,000 | 55,917,000 | 52,497,000 |
| Noninterest-bearing deposits | 11,481,000 | 12,723,000 | 14,040,000 | 20,860,000 |
| Equity capital | 6,942,000 | 6,709,000 | 6,698,000 | 6,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,288,000 | 3,381,000 | 4,427,000 |
| Interest expense | 315,000 | 593,000 | 860,000 | 1,081,000 |
| Net interest income | 833,000 | 1,695,000 | 2,521,000 | 3,346,000 |
| Noninterest income | 0 | 106,000 | 155,000 | 232,000 |
| Noninterest expense | 723,000 | 1,523,000 | 2,205,000 | 2,907,000 |
| Provision for loan losses | 459,000 | 1,300,000 | 1,575,000 | 1,864,000 |
| Pretax income | -349,000 | -1,022,000 | -1,104,000 | -1,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -349,000 | -1,022,000 | -1,104,000 | -1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,719,000 | 6,396,000 | 6,314,000 | 6,225,000 |
| Total capital | 7,567,000 | 7,226,000 | 7,129,000 | 7,023,000 |
| Risk-weighted assets | 67,495,000 | 65,964,000 | 64,642,000 | 63,405,000 |