Call reports 2010
ATLANTIC COMMUNITY BANK — 2010
What ATLANTIC COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,072,000 | 91,364,000 | 90,187,000 | 95,946,000 |
| Total loans | 71,728,000 | 70,916,000 | 73,232,000 | 70,449,000 |
| Allowance for loan losses | 842,000 | 896,000 | 887,000 | 818,000 |
| Securities available for sale | 10,052,000 | 9,438,000 | 8,645,000 | 7,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,577,000 | 69,634,000 | 68,977,000 | 76,025,000 |
| Interest-bearing deposits | 55,355,000 | 58,084,000 | 61,134,000 | 62,329,000 |
| Noninterest-bearing deposits | 9,222,000 | 11,550,000 | 7,843,000 | 13,696,000 |
| Equity capital | 8,535,000 | 8,704,000 | 8,209,000 | 7,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,447,000 | 3,612,000 | 4,806,000 |
| Interest expense | 372,000 | 725,000 | 1,066,000 | 1,397,000 |
| Net interest income | 866,000 | 1,722,000 | 2,546,000 | 3,409,000 |
| Noninterest income | 58,000 | 128,000 | 137,000 | 131,000 |
| Noninterest expense | 748,000 | 1,436,000 | 2,160,000 | 2,893,000 |
| Provision for loan losses | 183,000 | 338,000 | 908,000 | 2,113,000 |
| Pretax income | 102,000 | 185,000 | -221,000 | -1,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 185,000 | -221,000 | -1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,173,000 | 8,256,000 | 7,850,000 | 6,768,000 |
| Total capital | 8,969,000 | 9,038,000 | 8,644,000 | 7,586,000 |
| Risk-weighted assets | 63,616,000 | 62,459,000 | 63,437,000 | 66,782,000 |