Call reports 2020
HILL BANK & TRUST CO. — 2020
What HILL BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,307,000 | 150,235,000 | 152,423,000 | 156,300,000 |
| Total loans | 16,653,000 | 15,623,000 | 14,035,000 | 13,821,000 |
| Allowance for loan losses | 267,000 | 352,000 | 477,000 | 477,000 |
| Securities available for sale | 0 | 0 | 0 | 85,031,000 |
| Securities held to maturity | 119,150,000 | 108,443,000 | 89,927,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,332,000 | 125,009,000 | 126,962,000 | 127,320,000 |
| Interest-bearing deposits | 83,504,000 | 84,167,000 | 86,524,000 | 86,757,000 |
| Noninterest-bearing deposits | 35,828,000 | 40,842,000 | 40,438,000 | 40,563,000 |
| Equity capital | 24,409,000 | 24,604,000 | 24,845,000 | 27,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,017,000 | 3,054,000 | 3,562,000 |
| Interest expense | 209,000 | 384,000 | 540,000 | 674,000 |
| Net interest income | 798,000 | 1,633,000 | 2,514,000 | 2,888,000 |
| Noninterest income | 95,000 | 141,000 | 193,000 | 243,000 |
| Noninterest expense | 467,000 | 927,000 | 1,384,000 | 1,775,000 |
| Provision for loan losses | 0 | 85,000 | 210,000 | 210,000 |
| Pretax income | 426,000 | 762,000 | 1,131,000 | 1,422,000 |
| Income tax | 43,000 | 104,000 | 162,000 | 197,000 |
| Net income | 383,000 | 658,000 | 969,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,409,000 | 24,604,000 | 24,845,000 | 25,072,000 |
| Total capital | 24,676,000 | — | — | 25,549,000 |
| Risk-weighted assets | 94,872,000 | — | — | 68,731,000 |