Call reports 2016
HILL BANK & TRUST CO. — 2016
What HILL BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,278,000 | 130,497,000 | 133,246,000 | 133,811,000 |
| Total loans | 10,860,000 | 10,955,000 | 10,900,000 | 10,839,000 |
| Allowance for loan losses | 263,000 | 264,000 | 265,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 114,577,000 | 112,537,000 | 112,474,000 | 115,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,830,000 | 108,005,000 | 110,661,000 | 111,122,000 |
| Interest-bearing deposits | 81,007,000 | 78,923,000 | 80,267,000 | 80,056,000 |
| Noninterest-bearing deposits | 27,823,000 | 29,082,000 | 30,394,000 | 31,066,000 |
| Equity capital | 21,819,000 | 21,911,000 | 21,943,000 | 22,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,524,000 | 2,305,000 | 3,123,000 |
| Interest expense | 91,000 | 181,000 | 274,000 | 366,000 |
| Net interest income | 664,000 | 1,343,000 | 2,031,000 | 2,757,000 |
| Noninterest income | 71,000 | 122,000 | 176,000 | 238,000 |
| Noninterest expense | 415,000 | 845,000 | 1,270,000 | 1,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 335,000 | 635,000 | 953,000 | 1,314,000 |
| Income tax | 31,000 | 99,000 | 161,000 | 224,000 |
| Net income | 304,000 | 536,000 | 792,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,819,000 | 21,911,000 | 21,943,000 | 22,140,000 |
| Total capital | 22,082,000 | 22,175,000 | 22,208,000 | 22,405,000 |
| Risk-weighted assets | 64,321,000 | 68,915,000 | 69,250,000 | 69,956,000 |