Call reports 2015
HILL BANK & TRUST CO. — 2015
What HILL BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 125,444,000 | 128,151,000 | 131,467,000 | 129,041,000 |
| Total loans | 11,614,000 | 11,050,000 | 11,600,000 | 11,027,000 |
| Allowance for loan losses | 261,000 | 262,000 | 263,000 | 263,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 105,276,000 | 109,663,000 | 107,502,000 | 110,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,469,000 | 106,179,000 | 109,279,000 | 106,873,000 |
| Interest-bearing deposits | 76,691,000 | 78,541,000 | 81,872,000 | 77,473,000 |
| Noninterest-bearing deposits | 26,778,000 | 27,638,000 | 27,407,000 | 29,400,000 |
| Equity capital | 21,363,000 | 21,405,000 | 21,528,000 | 21,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,419,000 | 2,141,000 | 2,869,000 |
| Interest expense | 95,000 | 189,000 | 284,000 | 378,000 |
| Net interest income | 618,000 | 1,230,000 | 1,857,000 | 2,491,000 |
| Noninterest income | 74,000 | 120,000 | 172,000 | 222,000 |
| Noninterest expense | 406,000 | 824,000 | 1,227,000 | 1,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 526,000 | 802,000 | 1,070,000 |
| Income tax | 27,000 | 70,000 | 113,000 | 122,000 |
| Net income | 259,000 | 456,000 | 689,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,363,000 | 21,405,000 | 21,528,000 | 21,647,000 |
| Total capital | 21,624,000 | 21,667,000 | 21,791,000 | 21,910,000 |
| Risk-weighted assets | 56,358,000 | 56,297,000 | 58,417,000 | 59,594,000 |