Call reports 2014
HILL BANK & TRUST CO. — 2014
What HILL BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,377,000 | 122,756,000 | 125,271,000 | 127,149,000 |
| Total loans | 11,357,000 | 11,263,000 | 12,728,000 | 11,863,000 |
| Allowance for loan losses | 257,000 | 259,000 | 259,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 104,574,000 | 107,132,000 | 104,462,000 | 106,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,812,000 | 101,226,000 | 103,561,000 | 105,397,000 |
| Interest-bearing deposits | 77,873,000 | 74,621,000 | 77,454,000 | 77,633,000 |
| Noninterest-bearing deposits | 26,939,000 | 26,605,000 | 26,107,000 | 27,764,000 |
| Equity capital | 20,937,000 | 20,970,000 | 21,093,000 | 21,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,447,000 | 2,167,000 | 2,884,000 |
| Interest expense | 103,000 | 207,000 | 310,000 | 409,000 |
| Net interest income | 615,000 | 1,240,000 | 1,857,000 | 2,475,000 |
| Noninterest income | 75,000 | 136,000 | 192,000 | 238,000 |
| Noninterest expense | 428,000 | 876,000 | 1,278,000 | 1,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 262,000 | 500,000 | 778,000 | 1,049,000 |
| Income tax | 17,000 | 72,000 | 127,000 | 152,000 |
| Net income | 245,000 | 428,000 | 651,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,937,000 | 20,970,000 | 21,093,000 | 21,229,000 |
| Total capital | 21,194,000 | 21,229,000 | 21,352,000 | 21,489,000 |
| Risk-weighted assets | 60,618,000 | 60,722,000 | 58,935,000 | 57,554,000 |