Call reports 2011
HILL BANK & TRUST CO. — 2011
What HILL BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,124,000 | 105,544,000 | 114,886,000 | 118,043,000 |
| Total loans | 12,792,000 | 12,782,000 | 12,972,000 | 11,813,000 |
| Allowance for loan losses | 246,000 | 248,000 | 249,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 74,424,000 | 78,978,000 | 81,407,000 | 88,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,288,000 | 85,798,000 | 94,788,000 | 97,722,000 |
| Interest-bearing deposits | 66,472,000 | 65,070,000 | 73,300,000 | 76,805,000 |
| Noninterest-bearing deposits | 19,816,000 | 20,728,000 | 21,488,000 | 20,917,000 |
| Equity capital | 19,087,000 | 19,155,000 | 19,406,000 | 19,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,658,000 | 2,483,000 | 3,314,000 |
| Interest expense | 154,000 | 308,000 | 458,000 | 600,000 |
| Net interest income | 648,000 | 1,350,000 | 2,025,000 | 2,714,000 |
| Noninterest income | 85,000 | 148,000 | 214,000 | 255,000 |
| Noninterest expense | 390,000 | 777,000 | 1,188,000 | 1,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 721,000 | 1,051,000 | 1,387,000 |
| Income tax | 92,000 | 192,000 | 271,000 | 335,000 |
| Net income | 251,000 | 529,000 | 780,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,087,000 | 19,155,000 | 19,406,000 | 19,678,000 |
| Total capital | 19,333,000 | 19,403,000 | 19,655,000 | 19,928,000 |
| Risk-weighted assets | 58,138,000 | 56,998,000 | 58,769,000 | 57,209,000 |