Call reports 2007
HILL BANK & TRUST CO. — 2007
What HILL BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,420,000 | 89,025,000 | 90,722,000 | 90,749,000 |
| Total loans | 12,720,000 | 12,976,000 | 13,373,000 | 13,309,000 |
| Allowance for loan losses | 372,000 | 377,000 | 381,000 | 383,000 |
| Securities available for sale | 4,893,000 | 4,878,000 | 4,934,000 | 4,970,000 |
| Securities held to maturity | 54,025,000 | 46,025,000 | 44,025,000 | 44,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,919,000 | 70,529,000 | 71,937,000 | 71,772,000 |
| Interest-bearing deposits | 56,637,000 | 55,943,000 | 55,911,000 | 56,539,000 |
| Noninterest-bearing deposits | 15,282,000 | 14,586,000 | 16,026,000 | 15,233,000 |
| Equity capital | 17,800,000 | 17,974,000 | 18,214,000 | 18,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,992,000 | 3,054,000 | 4,084,000 |
| Interest expense | 439,000 | 907,000 | 1,370,000 | 1,825,000 |
| Net interest income | 537,000 | 1,085,000 | 1,684,000 | 2,259,000 |
| Noninterest income | 111,000 | 330,000 | 429,000 | 474,000 |
| Noninterest expense | 370,000 | 742,000 | 1,136,000 | 1,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 278,000 | 673,000 | 977,000 | 1,218,000 |
| Income tax | 92,000 | 224,000 | 325,000 | 308,000 |
| Net income | 186,000 | 449,000 | 652,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,871,000 | 18,054,000 | 18,257,000 | 18,515,000 |
| Total capital | 18,200,000 | 18,386,000 | 18,596,000 | 18,854,000 |
| Risk-weighted assets | 26,237,000 | 26,547,000 | 27,052,000 | 27,107,000 |