Call reports 2002
HILL BANK & TRUST CO. — 2002
What HILL BANK & TRUST CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,461,000 | 93,723,000 | 95,628,000 | 97,313,000 |
| Total loans | 17,227,000 | 17,094,000 | 16,842,000 | 16,249,000 |
| Allowance for loan losses | 466,000 | 479,000 | 501,000 | 443,000 |
| Securities available for sale | 2,999,000 | 2,915,000 | 12,738,000 | 12,367,000 |
| Securities held to maturity | 63,672,000 | 61,366,000 | 49,270,000 | 53,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,886,000 | 76,070,000 | 77,633,000 | 79,227,000 |
| Interest-bearing deposits | 64,487,000 | 63,837,000 | 66,695,000 | 65,514,000 |
| Noninterest-bearing deposits | 11,399,000 | 12,233,000 | 10,938,000 | 13,713,000 |
| Equity capital | 16,789,000 | 17,079,000 | 17,379,000 | 17,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,560,000 | 3,705,000 | 4,749,000 |
| Interest expense | 467,000 | 898,000 | 1,316,000 | 1,692,000 |
| Net interest income | 813,000 | 1,662,000 | 2,389,000 | 3,057,000 |
| Noninterest income | 88,000 | 165,000 | 226,000 | 282,000 |
| Noninterest expense | 432,000 | 978,000 | 1,381,000 | 1,841,000 |
| Provision for loan losses | 0 | 0 | 0 | -70,000 |
| Pretax income | 469,000 | 849,000 | 1,234,000 | 1,568,000 |
| Income tax | 145,000 | 263,000 | 383,000 | 483,000 |
| Net income | 324,000 | 586,000 | 851,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,778,000 | 17,040,000 | 17,305,000 | 17,497,000 |
| Total capital | 17,200,000 | 17,456,000 | 17,722,000 | 17,914,000 |
| Risk-weighted assets | 33,683,000 | 33,211,000 | 33,239,000 | 33,346,000 |