Call reports 2001
HILL BANK & TRUST CO. — 2001
What HILL BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,550,000 | 91,729,000 | 93,742,000 | 94,288,000 |
| Total loans | 19,413,000 | 18,594,000 | 19,031,000 | 18,156,000 |
| Allowance for loan losses | 441,000 | 465,000 | 484,000 | 447,000 |
| Securities available for sale | 4,949,000 | 3,950,000 | 3,071,000 | 3,035,000 |
| Securities held to maturity | 50,952,000 | 58,233,000 | 55,255,000 | 57,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,781,000 | 74,882,000 | 76,754,000 | 76,985,000 |
| Interest-bearing deposits | 64,167,000 | 63,173,000 | 65,160,000 | 64,890,000 |
| Noninterest-bearing deposits | 12,614,000 | 11,709,000 | 11,594,000 | 12,095,000 |
| Equity capital | 15,897,000 | 16,103,000 | 16,288,000 | 16,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,878,000 | 4,248,000 | 5,547,000 |
| Interest expense | 726,000 | 1,428,000 | 2,061,000 | 2,619,000 |
| Net interest income | 719,000 | 1,450,000 | 2,187,000 | 2,928,000 |
| Noninterest income | 110,000 | 188,000 | 239,000 | 314,000 |
| Noninterest expense | 452,000 | 942,000 | 1,383,000 | 1,795,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 85,000 |
| Pretax income | 242,000 | 561,000 | 908,000 | 1,362,000 |
| Income tax | 61,000 | 149,000 | 231,000 | 385,000 |
| Net income | 181,000 | 412,000 | 677,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,920,000 | 16,125,000 | 16,230,000 | 16,475,000 |
| Total capital | 16,349,000 | 16,546,000 | 16,693,000 | 16,911,000 |
| Risk-weighted assets | 34,342,000 | 33,614,000 | 37,041,000 | 34,872,000 |