Call reports 2025
MY KIND OF BANK, NATIONAL ASSOCIATION — 2025
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 380,928,000 | 393,921,000 | 400,976,000 | 417,636,000 |
| Total loans | 284,296,000 | 293,601,000 | 300,675,000 | 298,030,000 |
| Allowance for loan losses | 3,109,000 | 3,192,000 | 3,335,000 | 3,186,000 |
| Securities available for sale | 72,973,000 | 74,219,000 | 78,036,000 | 82,130,000 |
| Securities held to maturity | 488,000 | 488,000 | 488,000 | 488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,758,000 | 355,872,000 | 365,690,000 | 382,160,000 |
| Interest-bearing deposits | 303,466,000 | 316,012,000 | 321,772,000 | 339,782,000 |
| Noninterest-bearing deposits | 39,292,000 | 39,860,000 | 43,918,000 | 42,378,000 |
| Equity capital | 27,247,000 | 28,792,000 | 30,887,000 | 32,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,258,000 | 10,865,000 | 16,707,000 | 22,571,000 |
| Interest expense | 2,101,000 | 4,198,000 | 6,325,000 | 8,457,000 |
| Net interest income | 3,157,000 | 6,667,000 | 10,382,000 | 14,114,000 |
| Noninterest income | 504,000 | 1,126,000 | 1,724,000 | 2,533,000 |
| Noninterest expense | 2,583,000 | 5,318,000 | 8,336,000 | 11,329,000 |
| Provision for loan losses | 140,000 | 350,000 | 560,000 | 720,000 |
| Pretax income | 938,000 | 2,125,000 | 3,210,000 | 4,598,000 |
| Income tax | 62,000 | 84,000 | 107,000 | 196,000 |
| Net income | 876,000 | 2,041,000 | 3,103,000 | 4,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,837,000 | 34,147,000 | 34,902,000 | 35,754,000 |
| Total capital | 36,992,000 | 37,385,000 | 38,283,000 | 38,986,000 |
| Risk-weighted assets | 279,337,000 | 293,545,000 | 296,282,000 | 298,765,000 |