Call reports 2024
MY KIND OF BANK, NATIONAL ASSOCIATION — 2024
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 361,022,000 | 368,469,000 | 376,395,000 | 378,598,000 |
| Total loans | 248,738,000 | 260,653,000 | 270,943,000 | 280,454,000 |
| Allowance for loan losses | 3,242,000 | 3,226,000 | 3,223,000 | 3,134,000 |
| Securities available for sale | 82,624,000 | 80,125,000 | 83,139,000 | 75,730,000 |
| Securities held to maturity | 562,000 | 562,000 | 562,000 | 562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,934,000 | 332,769,000 | 341,002,000 | 341,137,000 |
| Interest-bearing deposits | 280,609,000 | 290,116,000 | 298,566,000 | 298,951,000 |
| Noninterest-bearing deposits | 44,325,000 | 42,653,000 | 42,436,000 | 42,186,000 |
| Equity capital | 25,209,000 | 24,496,000 | 28,094,000 | 26,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,394,000 | 9,270,000 | 14,463,000 | 19,782,000 |
| Interest expense | 1,994,000 | 4,099,000 | 6,396,000 | 8,623,000 |
| Net interest income | 2,400,000 | 5,171,000 | 8,067,000 | 11,159,000 |
| Noninterest income | 401,000 | 977,000 | 1,542,000 | 2,303,000 |
| Noninterest expense | 2,157,000 | 4,600,000 | 7,089,000 | 9,643,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 644,000 | 1,551,000 | 2,523,000 | 3,674,000 |
| Income tax | 85,000 | 192,000 | 276,000 | 359,000 |
| Net income | 559,000 | 1,359,000 | 2,247,000 | 3,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,407,000 | 31,293,000 | 32,091,000 | 33,237,000 |
| Total capital | 34,543,000 | 34,519,000 | 35,314,000 | 36,417,000 |
| Risk-weighted assets | 250,829,000 | 265,353,000 | 272,832,000 | 282,131,000 |