Call reports 2023
MY KIND OF BANK, NATIONAL ASSOCIATION — 2023
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 307,971,000 | 318,898,000 | 321,165,000 | 329,741,000 |
| Total loans | 207,207,000 | 222,144,000 | 227,866,000 | 230,621,000 |
| Allowance for loan losses | 2,892,000 | 2,985,000 | 3,030,000 | 3,033,000 |
| Securities available for sale | 85,126,000 | 82,338,000 | 76,576,000 | 85,741,000 |
| Securities held to maturity | 359,000 | 359,000 | 359,000 | 615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,927,000 | 272,311,000 | 279,451,000 | 276,901,000 |
| Interest-bearing deposits | 229,827,000 | 233,317,000 | 237,569,000 | 241,620,000 |
| Noninterest-bearing deposits | 39,100,000 | 38,994,000 | 41,882,000 | 35,281,000 |
| Equity capital | 21,872,000 | 21,212,000 | 17,695,000 | 24,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,865,000 | 10,830,000 | 14,914,000 |
| Interest expense | 748,000 | 2,071,000 | 3,717,000 | 5,504,000 |
| Net interest income | 2,538,000 | 4,794,000 | 7,113,000 | 9,410,000 |
| Noninterest income | 335,000 | 786,000 | 1,193,000 | 1,734,000 |
| Noninterest expense | 1,809,000 | 3,497,000 | 5,346,000 | 7,311,000 |
| Provision for loan losses | 90,000 | 180,000 | 210,000 | 210,000 |
| Pretax income | 974,000 | 1,905,000 | 2,752,000 | 3,625,000 |
| Income tax | 83,000 | 157,000 | 243,000 | 298,000 |
| Net income | 891,000 | 1,748,000 | 2,509,000 | 3,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,694,000 | 32,815,000 | 33,176,000 | 33,798,000 |
| Total capital | 35,475,000 | 35,689,000 | 36,132,000 | 36,732,000 |
| Risk-weighted assets | 222,404,000 | 229,827,000 | 236,436,000 | 234,680,000 |