Call reports 2022
MY KIND OF BANK, NATIONAL ASSOCIATION — 2022
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 288,942,000 | 293,723,000 | 299,311,000 | 302,447,000 |
| Total loans | 170,145,000 | 181,468,000 | 195,638,000 | 203,608,000 |
| Allowance for loan losses | 2,280,000 | 2,366,000 | 2,454,000 | 2,559,000 |
| Securities available for sale | 106,648,000 | 98,627,000 | 89,922,000 | 86,153,000 |
| Securities held to maturity | 411,000 | 411,000 | 411,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,709,000 | 268,111,000 | 277,626,000 | 269,969,000 |
| Interest-bearing deposits | 227,609,000 | 229,201,000 | 233,944,000 | 226,256,000 |
| Noninterest-bearing deposits | 35,100,000 | 38,910,000 | 43,682,000 | 43,713,000 |
| Equity capital | 23,610,000 | 19,719,000 | 15,711,000 | 19,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,440,000 | 8,417,000 | 11,575,000 |
| Interest expense | 290,000 | 574,000 | 885,000 | 1,399,000 |
| Net interest income | 2,431,000 | 4,866,000 | 7,532,000 | 10,176,000 |
| Noninterest income | 439,000 | 879,000 | 1,484,000 | 1,926,000 |
| Noninterest expense | 1,623,000 | 3,294,000 | 5,214,000 | 7,101,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 400,000 |
| Pretax income | 1,157,000 | 2,274,000 | 3,525,000 | 4,395,000 |
| Income tax | 72,000 | 185,000 | 278,000 | 370,000 |
| Net income | 1,085,000 | 2,089,000 | 3,247,000 | 4,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,687,000 | 30,815,000 | 31,632,000 | 32,041,000 |
| Total capital | 32,967,000 | 33,181,000 | 34,086,000 | — |
| Risk-weighted assets | 191,761,000 | 204,392,000 | 216,784,000 | — |