Call reports 2021
MY KIND OF BANK, NATIONAL ASSOCIATION — 2021
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 272,715,000 | 279,773,000 | 288,328,000 | 297,851,000 |
| Total loans | 156,954,000 | 154,158,000 | 164,722,000 | 168,766,000 |
| Allowance for loan losses | 2,122,000 | 2,194,000 | 2,265,000 | 2,176,000 |
| Securities available for sale | 89,478,000 | 115,120,000 | 114,274,000 | 120,095,000 |
| Securities held to maturity | 192,000 | 192,000 | 192,000 | 192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,879,000 | 249,208,000 | 255,620,000 | 266,909,000 |
| Interest-bearing deposits | 207,182,000 | 212,209,000 | 216,186,000 | 227,595,000 |
| Noninterest-bearing deposits | 34,697,000 | 36,999,000 | 39,434,000 | 39,314,000 |
| Equity capital | 30,038,000 | 29,688,000 | 30,700,000 | 30,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 4,905,000 | 7,789,000 | 10,484,000 |
| Interest expense | 401,000 | 776,000 | 1,118,000 | 1,431,000 |
| Net interest income | 2,062,000 | 4,129,000 | 6,671,000 | 9,053,000 |
| Noninterest income | 568,000 | 1,271,000 | 1,863,000 | 2,517,000 |
| Noninterest expense | 1,577,000 | 3,193,000 | 4,877,000 | 6,567,000 |
| Provision for loan losses | 90,000 | 170,000 | 240,000 | 330,000 |
| Pretax income | 963,000 | 2,048,000 | 3,436,000 | 4,582,000 |
| Income tax | 0 | 4,000 | 8,000 | 378,000 |
| Net income | 963,000 | 2,044,000 | 3,428,000 | 4,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,799,000 | 28,637,000 | 29,396,000 | 29,607,000 |
| Total capital | — | 30,697,000 | 31,626,000 | 31,783,000 |
| Risk-weighted assets | — | 164,706,000 | 178,440,000 | 187,096,000 |