Call reports 2020
MY KIND OF BANK, NATIONAL ASSOCIATION — 2020
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 219,683,000 | 239,945,000 | 248,483,000 | 260,181,000 |
| Total loans | 151,594,000 | 157,376,000 | 161,977,000 | 158,857,000 |
| Allowance for loan losses | 1,972,000 | 2,135,000 | 2,146,000 | 2,037,000 |
| Securities available for sale | 58,158,000 | 63,374,000 | 69,134,000 | 83,601,000 |
| Securities held to maturity | 239,000 | 239,000 | 239,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,875,000 | 210,307,000 | 217,864,000 | 229,424,000 |
| Interest-bearing deposits | 167,031,000 | 179,914,000 | 184,073,000 | 197,212,000 |
| Noninterest-bearing deposits | 23,844,000 | 30,393,000 | 33,791,000 | 32,212,000 |
| Equity capital | 27,929,000 | 28,663,000 | 29,502,000 | 30,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 4,923,000 | 7,379,000 | 9,904,000 |
| Interest expense | 535,000 | 1,041,000 | 1,526,000 | 1,978,000 |
| Net interest income | 1,938,000 | 3,882,000 | 5,853,000 | 7,926,000 |
| Noninterest income | 418,000 | 1,146,000 | 1,784,000 | 2,403,000 |
| Noninterest expense | 1,410,000 | 2,918,000 | 4,445,000 | 6,064,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 880,000 | 1,954,000 | 2,986,000 | 3,975,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 880,000 | 1,950,000 | 2,982,000 | 3,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,478,000 | 26,710,000 | 27,307,000 | 27,836,000 |
| Total capital | 28,348,000 | 28,647,000 | 29,279,000 | 29,872,000 |
| Risk-weighted assets | 149,564,000 | 154,800,000 | 157,665,000 | 162,915,000 |