Call reports 2019
MY KIND OF BANK, NATIONAL ASSOCIATION — 2019
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,189,000 | 209,471,000 | 213,889,000 | 217,946,000 |
| Total loans | 136,875,000 | 144,160,000 | 148,713,000 | 151,727,000 |
| Allowance for loan losses | 1,632,000 | 1,722,000 | 1,813,000 | 1,881,000 |
| Securities available for sale | 60,023,000 | 58,548,000 | 58,260,000 | 58,336,000 |
| Securities held to maturity | 281,000 | 281,000 | 281,000 | 281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,389,000 | 181,491,000 | 185,737,000 | 185,682,000 |
| Interest-bearing deposits | 157,578,000 | 159,589,000 | 161,748,000 | 162,059,000 |
| Noninterest-bearing deposits | 20,811,000 | 21,902,000 | 23,989,000 | 23,623,000 |
| Equity capital | 25,992,000 | 26,769,000 | 26,305,000 | 26,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,714,000 | 7,215,000 | 9,729,000 |
| Interest expense | 494,000 | 1,018,000 | 1,537,000 | 2,088,000 |
| Net interest income | 1,824,000 | 3,696,000 | 5,678,000 | 7,641,000 |
| Noninterest income | 299,000 | 664,000 | 1,211,000 | 1,787,000 |
| Noninterest expense | 1,282,000 | 2,662,000 | 4,151,000 | 5,724,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 752,000 | 1,530,000 | 2,488,000 | 3,363,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 748,000 | 1,526,000 | 2,484,000 | 3,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,698,000 | 25,842,000 | 25,131,000 | 25,598,000 |
| Total capital | 27,330,000 | 27,564,000 | 26,944,000 | 27,479,000 |
| Risk-weighted assets | 139,741,000 | 144,640,000 | 148,024,000 | 151,105,000 |