Call reports 2016
MY KIND OF BANK, NATIONAL ASSOCIATION — 2016
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,638,000 | 114,624,000 | 115,566,000 | 114,194,000 |
| Total loans | 76,341,000 | 76,912,000 | 79,870,000 | 77,966,000 |
| Allowance for loan losses | 1,175,000 | 1,191,000 | 1,197,000 | 963,000 |
| Securities available for sale | 29,796,000 | 31,986,000 | 29,373,000 | 29,121,000 |
| Securities held to maturity | 0 | 0 | 420,000 | 420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,333,000 | 98,180,000 | 98,259,000 | 100,496,000 |
| Interest-bearing deposits | 85,053,000 | 85,586,000 | 84,931,000 | 85,334,000 |
| Noninterest-bearing deposits | 12,280,000 | 12,594,000 | 13,328,000 | 15,162,000 |
| Equity capital | 13,896,000 | 14,274,000 | 14,144,000 | 13,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,350,000 | 3,571,000 | 4,802,000 |
| Interest expense | 171,000 | 344,000 | 521,000 | 698,000 |
| Net interest income | 1,001,000 | 2,006,000 | 3,050,000 | 4,104,000 |
| Noninterest income | 204,000 | 449,000 | 692,000 | 917,000 |
| Noninterest expense | 738,000 | 1,513,000 | 2,339,000 | 3,110,000 |
| Provision for loan losses | 58,000 | 78,000 | 108,000 | 138,000 |
| Pretax income | 409,000 | 864,000 | 1,321,000 | 1,808,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 408,000 | 863,000 | 1,320,000 | 1,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,268,000 | 13,351,000 | 13,343,000 | 13,381,000 |
| Total capital | 14,204,000 | 14,305,000 | 14,315,000 | 14,344,000 |
| Risk-weighted assets | 74,662,000 | 76,107,000 | 77,558,000 | 77,847,000 |