Call reports 2015
MY KIND OF BANK, NATIONAL ASSOCIATION — 2015
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,805,000 | 106,271,000 | 106,903,000 | 110,535,000 |
| Total loans | 70,170,000 | 73,199,000 | 75,577,000 | 75,427,000 |
| Allowance for loan losses | 1,041,000 | 1,068,000 | 1,095,000 | 1,122,000 |
| Securities available for sale | 27,227,000 | 27,687,000 | 26,429,000 | 28,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,935,000 | 91,180,000 | 93,300,000 | 96,946,000 |
| Interest-bearing deposits | 78,942,000 | 80,020,000 | 80,933,000 | 83,898,000 |
| Noninterest-bearing deposits | 10,993,000 | 11,160,000 | 12,367,000 | 13,048,000 |
| Equity capital | 13,608,000 | 13,038,000 | 13,171,000 | 13,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,290,000 | 3,487,000 | 4,653,000 |
| Interest expense | 151,000 | 310,000 | 472,000 | 641,000 |
| Net interest income | 975,000 | 1,980,000 | 3,015,000 | 4,012,000 |
| Noninterest income | 183,000 | 395,000 | 599,000 | 846,000 |
| Noninterest expense | 790,000 | 1,562,000 | 2,360,000 | 3,102,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 380,000 |
| Pretax income | 368,000 | 780,000 | 1,259,000 | 1,522,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 367,000 | 779,000 | 1,258,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,826,000 | 12,583,000 | 12,597,000 | 12,860,000 |
| Total capital | 13,698,000 | 13,484,000 | 13,523,000 | 13,743,000 |
| Risk-weighted assets | 69,647,000 | 71,949,000 | 73,913,000 | 70,379,000 |