Call reports 2014
MY KIND OF BANK, NATIONAL ASSOCIATION — 2014
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,834,000 | 105,153,000 | 102,687,000 | 104,171,000 |
| Total loans | 66,181,000 | 68,404,000 | 68,597,000 | 69,736,000 |
| Allowance for loan losses | 900,000 | 912,000 | 915,000 | 1,041,000 |
| Securities available for sale | 30,852,000 | 30,089,000 | 27,181,000 | 28,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,322,000 | 87,844,000 | 89,194,000 | 90,849,000 |
| Interest-bearing deposits | 77,843,000 | 75,183,000 | 77,875,000 | 78,793,000 |
| Noninterest-bearing deposits | 11,479,000 | 12,661,000 | 11,319,000 | 12,056,000 |
| Equity capital | 12,321,000 | 13,043,000 | 13,060,000 | 13,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,260,000 | 3,437,000 | 4,578,000 |
| Interest expense | 157,000 | 307,000 | 461,000 | 615,000 |
| Net interest income | 965,000 | 1,953,000 | 2,976,000 | 3,963,000 |
| Noninterest income | 212,000 | 389,000 | 536,000 | 717,000 |
| Noninterest expense | 716,000 | 1,434,000 | 2,139,000 | 2,902,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 160,000 |
| Pretax income | 486,000 | 946,000 | 1,422,000 | 1,707,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 485,000 | 945,000 | 1,421,000 | 1,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,946,000 | 12,406,000 | 12,432,000 | 12,459,000 |
| Total capital | 12,846,000 | 13,318,000 | 13,347,000 | 13,482,000 |
| Risk-weighted assets | 77,918,000 | 80,081,000 | 80,500,000 | 81,819,000 |