Call reports 2013
MY KIND OF BANK, NATIONAL ASSOCIATION — 2013
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,574,000 | 99,710,000 | 103,724,000 | 103,287,000 |
| Total loans | 67,037,000 | 67,449,000 | 65,983,000 | 65,718,000 |
| Allowance for loan losses | 826,000 | 857,000 | 872,000 | 901,000 |
| Securities available for sale | 27,165,000 | 26,503,000 | 30,335,000 | 31,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,740,000 | 87,880,000 | 91,694,000 | 91,448,000 |
| Interest-bearing deposits | 77,251,000 | 76,856,000 | 79,306,000 | 78,857,000 |
| Noninterest-bearing deposits | 11,489,000 | 11,024,000 | 12,388,000 | 12,591,000 |
| Equity capital | 12,532,000 | 11,440,000 | 11,556,000 | 11,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,123,000 | 2,232,000 | 3,360,000 | 4,465,000 |
| Interest expense | 188,000 | 366,000 | 539,000 | 710,000 |
| Net interest income | 935,000 | 1,866,000 | 2,821,000 | 3,755,000 |
| Noninterest income | 486,000 | 905,000 | 1,109,000 | 1,306,000 |
| Noninterest expense | 793,000 | 1,517,000 | 2,238,000 | 2,986,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 300,000 |
| Pretax income | 666,000 | 1,262,000 | 1,670,000 | 1,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 1,262,000 | 1,670,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,609,000 | 11,349,000 | 11,279,000 | 11,461,000 |
| Total capital | 12,435,000 | 12,206,000 | 12,151,000 | 12,362,000 |
| Risk-weighted assets | 76,097,000 | 76,753,000 | 77,004,000 | 78,049,000 |