Call reports 2012
MY KIND OF BANK, NATIONAL ASSOCIATION — 2012
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,996,000 | 100,138,000 | 100,049,000 | 100,955,000 |
| Total loans | 62,610,000 | 64,952,000 | 66,092,000 | 66,117,000 |
| Allowance for loan losses | 709,000 | 731,000 | 773,000 | 809,000 |
| Securities available for sale | 26,363,000 | 26,813,000 | 27,704,000 | 27,273,000 |
| Securities held to maturity | 144,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,416,000 | 88,082,000 | 87,528,000 | 88,684,000 |
| Interest-bearing deposits | 73,849,000 | 77,356,000 | 76,302,000 | 75,558,000 |
| Noninterest-bearing deposits | 10,567,000 | 10,726,000 | 11,226,000 | 13,126,000 |
| Equity capital | 11,300,000 | 11,709,000 | 12,081,000 | 12,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,296,000 | 3,475,000 | 4,642,000 |
| Interest expense | 253,000 | 496,000 | 711,000 | 917,000 |
| Net interest income | 882,000 | 1,800,000 | 2,764,000 | 3,725,000 |
| Noninterest income | 269,000 | 494,000 | 722,000 | 966,000 |
| Noninterest expense | 741,000 | 1,501,000 | 2,233,000 | 2,991,000 |
| Provision for loan losses | 20,000 | 60,000 | 100,000 | 130,000 |
| Pretax income | 413,000 | 768,000 | 1,188,000 | 1,621,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 411,000 | 766,000 | 1,186,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,398,000 | 10,652,000 | 10,841,000 | 10,943,000 |
| Total capital | 11,107,000 | 11,383,000 | 11,614,000 | 11,752,000 |
| Risk-weighted assets | 72,194,000 | 74,925,000 | 74,810,000 | 76,353,000 |