Call reports 2011
MY KIND OF BANK, NATIONAL ASSOCIATION — 2011
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,421,000 | 92,311,000 | 93,066,000 | 94,327,000 |
| Total loans | 61,602,000 | 62,433,000 | 61,896,000 | 62,101,000 |
| Allowance for loan losses | 770,000 | 744,000 | 781,000 | 737,000 |
| Securities available for sale | 21,891,000 | 22,320,000 | 23,390,000 | 23,580,000 |
| Securities held to maturity | 217,000 | 204,000 | 177,000 | 162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,917,000 | 81,389,000 | 81,778,000 | 83,252,000 |
| Interest-bearing deposits | 72,682,000 | 72,979,000 | 72,155,000 | 72,981,000 |
| Noninterest-bearing deposits | 8,235,000 | 8,410,000 | 9,623,000 | 10,271,000 |
| Equity capital | 10,209,000 | 10,582,000 | 10,890,000 | 10,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,322,000 | 3,504,000 | 4,662,000 |
| Interest expense | 280,000 | 552,000 | 815,000 | 1,078,000 |
| Net interest income | 870,000 | 1,770,000 | 2,689,000 | 3,584,000 |
| Noninterest income | 216,000 | 401,000 | 578,000 | 783,000 |
| Noninterest expense | 679,000 | 1,375,000 | 2,092,000 | 2,852,000 |
| Provision for loan losses | 66,000 | 137,000 | 162,000 | 162,000 |
| Pretax income | 347,000 | 681,000 | 1,035,000 | 1,375,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 345,000 | 679,000 | 1,033,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,816,000 | 9,890,000 | 10,016,000 | 9,987,000 |
| Total capital | 10,586,000 | 10,634,000 | 10,797,000 | 10,724,000 |
| Risk-weighted assets | 70,683,000 | 70,798,000 | 71,926,000 | 72,445,000 |