Call reports 2010
MY KIND OF BANK, NATIONAL ASSOCIATION — 2010
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,266,000 | 88,109,000 | 87,934,000 | 89,222,000 |
| Total loans | 60,353,000 | 60,707,000 | 62,088,000 | 64,085,000 |
| Allowance for loan losses | 787,000 | 658,000 | 702,000 | 773,000 |
| Securities available for sale | 18,324,000 | 18,140,000 | 19,580,000 | 18,527,000 |
| Securities held to maturity | 720,000 | 646,000 | 493,000 | 437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,106,000 | 77,939,000 | 77,128,000 | 79,097,000 |
| Interest-bearing deposits | 68,354,000 | 70,044,000 | 68,025,000 | 70,808,000 |
| Noninterest-bearing deposits | 7,752,000 | 7,895,000 | 9,103,000 | 8,289,000 |
| Equity capital | 9,609,000 | 9,681,000 | 10,017,000 | 9,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,261,000 | 3,443,000 | 4,628,000 |
| Interest expense | 335,000 | 660,000 | 972,000 | 1,271,000 |
| Net interest income | 779,000 | 1,601,000 | 2,471,000 | 3,357,000 |
| Noninterest income | 190,000 | 455,000 | 678,000 | 869,000 |
| Noninterest expense | 694,000 | 1,374,000 | 2,027,000 | 2,695,000 |
| Provision for loan losses | 34,000 | 134,000 | 204,000 | 274,000 |
| Pretax income | 259,000 | 566,000 | 936,000 | 1,275,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 257,000 | 564,000 | 934,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,372,000 | 9,214,000 | 9,377,000 | 9,471,000 |
| Total capital | 10,159,000 | 9,872,000 | 10,079,000 | 10,244,000 |
| Risk-weighted assets | 68,122,000 | 69,201,000 | 70,451,000 | 71,321,000 |