Call reports 2009
MY KIND OF BANK, NATIONAL ASSOCIATION — 2009
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,190,000 | 84,679,000 | 87,593,000 | 88,657,000 |
| Total loans | 63,840,000 | 64,551,000 | 62,773,000 | 61,423,000 |
| Allowance for loan losses | 1,025,000 | 1,153,000 | 846,000 | 753,000 |
| Securities available for sale | 12,087,000 | 12,604,000 | 14,243,000 | 16,673,000 |
| Securities held to maturity | 1,217,000 | 1,016,000 | 896,000 | 1,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,900,000 | 75,120,000 | 77,655,000 | 78,746,000 |
| Interest-bearing deposits | 67,262,000 | 67,806,000 | 69,759,000 | 69,980,000 |
| Noninterest-bearing deposits | 7,638,000 | 7,314,000 | 7,896,000 | 8,766,000 |
| Equity capital | 8,681,000 | 8,876,000 | 9,207,000 | 9,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,465,000 | 3,673,000 | 4,863,000 |
| Interest expense | 405,000 | 794,000 | 1,176,000 | 1,544,000 |
| Net interest income | 824,000 | 1,671,000 | 2,497,000 | 3,319,000 |
| Noninterest income | 317,000 | 565,000 | 798,000 | 963,000 |
| Noninterest expense | 685,000 | 1,373,000 | 2,115,000 | 2,781,000 |
| Provision for loan losses | 107,000 | 304,000 | 501,000 | 501,000 |
| Pretax income | 352,000 | 559,000 | 679,000 | 1,008,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 350,000 | 557,000 | 677,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,530,000 | 8,738,000 | 8,858,000 | 9,187,000 |
| Total capital | 9,353,000 | 9,565,000 | 9,667,000 | 9,940,000 |
| Risk-weighted assets | 65,617,000 | 65,808,000 | 64,685,000 | 65,620,000 |