Call reports 2008
MY KIND OF BANK, NATIONAL ASSOCIATION — 2008
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,110,000 | 81,516,000 | 82,775,000 | 84,095,000 |
| Total loans | 60,267,000 | 60,519,000 | 62,362,000 | 63,452,000 |
| Allowance for loan losses | 1,079,000 | 1,035,000 | 1,147,000 | 926,000 |
| Securities available for sale | 10,048,000 | 10,164,000 | 11,689,000 | 12,150,000 |
| Securities held to maturity | 2,951,000 | 2,696,000 | 2,476,000 | 2,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,419,000 | 71,376,000 | 73,999,000 | 75,116,000 |
| Interest-bearing deposits | 62,097,000 | 63,016,000 | 65,796,000 | 66,256,000 |
| Noninterest-bearing deposits | 7,322,000 | 8,360,000 | 8,203,000 | 8,860,000 |
| Equity capital | 8,091,000 | 7,818,000 | 7,937,000 | 8,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,794,000 | 4,135,000 | 5,429,000 |
| Interest expense | 574,000 | 1,086,000 | 1,559,000 | 2,002,000 |
| Net interest income | 863,000 | 1,708,000 | 2,576,000 | 3,427,000 |
| Noninterest income | 130,000 | 284,000 | 446,000 | 611,000 |
| Noninterest expense | 628,000 | 1,234,000 | 1,861,000 | 2,568,000 |
| Provision for loan losses | 60,000 | 80,000 | 198,000 | 330,000 |
| Pretax income | 305,000 | 678,000 | 963,000 | 1,140,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 302,000 | 675,000 | 960,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,003,000 | 7,942,000 | 8,002,000 | 8,180,000 |
| Total capital | 8,793,000 | 8,745,000 | 8,815,000 | 9,003,000 |
| Risk-weighted assets | 62,879,000 | 63,999,000 | 64,712,000 | 65,717,000 |