Call reports 2007
MY KIND OF BANK, NATIONAL ASSOCIATION — 2007
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,538,000 | 82,694,000 | 83,139,000 | 82,338,000 |
| Total loans | 58,139,000 | 59,404,000 | 59,869,000 | 59,658,000 |
| Allowance for loan losses | 999,000 | 1,067,000 | 1,120,000 | 1,070,000 |
| Securities available for sale | 14,676,000 | 14,485,000 | 14,500,000 | 13,706,000 |
| Securities held to maturity | 3,918,000 | 3,581,000 | 3,319,000 | 3,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,895,000 | 69,229,000 | 70,562,000 | 70,747,000 |
| Interest-bearing deposits | 60,288,000 | 61,956,000 | 62,702,000 | 62,165,000 |
| Noninterest-bearing deposits | 7,607,000 | 7,273,000 | 7,860,000 | 8,582,000 |
| Equity capital | 7,892,000 | 7,641,000 | 7,889,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,868,000 | 4,347,000 | 5,767,000 |
| Interest expense | 572,000 | 1,208,000 | 1,871,000 | 2,491,000 |
| Net interest income | 841,000 | 1,660,000 | 2,476,000 | 3,276,000 |
| Noninterest income | 123,000 | 261,000 | 389,000 | 525,000 |
| Noninterest expense | 565,000 | 1,149,000 | 1,769,000 | 2,470,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 339,000 | 652,000 | 916,000 | 1,091,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 338,000 | 651,000 | 915,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,053,000 | 7,952,000 | 8,029,000 | 7,701,000 |
| Total capital | 8,811,000 | 8,737,000 | 8,837,000 | 8,504,000 |
| Risk-weighted assets | 60,365,000 | 62,533,000 | 64,365,000 | 64,005,000 |