Call reports 2006
MY KIND OF BANK, NATIONAL ASSOCIATION — 2006
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 77,361,000 | 78,500,000 | 77,582,000 | 80,960,000 |
| Total loans | 56,365,000 | 55,073,000 | 55,306,000 | 56,339,000 |
| Allowance for loan losses | 786,000 | 839,000 | 897,000 | 936,000 |
| Securities available for sale | 13,846,000 | 13,954,000 | 15,337,000 | 15,217,000 |
| Securities held to maturity | 3,780,000 | 3,628,000 | 3,839,000 | 4,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,281,000 | 67,117,000 | 65,131,000 | 68,733,000 |
| Interest-bearing deposits | 55,643,000 | 57,480,000 | 56,835,000 | 60,331,000 |
| Noninterest-bearing deposits | 7,638,000 | 9,637,000 | 8,296,000 | 8,402,000 |
| Equity capital | 7,579,000 | 7,284,000 | 7,730,000 | 7,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,403,000 | 3,684,000 | 5,021,000 |
| Interest expense | 399,000 | 883,000 | 1,391,000 | 1,973,000 |
| Net interest income | 769,000 | 1,520,000 | 2,293,000 | 3,048,000 |
| Noninterest income | 196,000 | 414,000 | 606,000 | 789,000 |
| Noninterest expense | 577,000 | 1,159,000 | 1,724,000 | 2,305,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 328,000 | 655,000 | 995,000 | 1,292,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 327,000 | 655,000 | 995,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,899,000 | 7,786,000 | 7,933,000 | 7,715,000 |
| Total capital | 8,632,000 | 8,502,000 | 8,649,000 | 8,454,000 |
| Risk-weighted assets | 58,591,000 | 57,126,000 | 57,130,000 | 58,903,000 |