Call reports 2005
MY KIND OF BANK, NATIONAL ASSOCIATION — 2005
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,307,000 | 76,146,000 | 77,068,000 | 76,479,000 |
| Total loans | 53,162,000 | 54,374,000 | 54,149,000 | 54,311,000 |
| Allowance for loan losses | 599,000 | 657,000 | 701,000 | 726,000 |
| Securities available for sale | 14,021,000 | 14,223,000 | 14,968,000 | 14,312,000 |
| Securities held to maturity | 4,081,000 | 4,198,000 | 4,100,000 | 3,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,002,000 | 62,811,000 | 63,328,000 | 65,675,000 |
| Interest-bearing deposits | 54,690,000 | 55,378,000 | 54,503,000 | 55,623,000 |
| Noninterest-bearing deposits | 7,312,000 | 7,433,000 | 8,825,000 | 10,052,000 |
| Equity capital | 7,647,000 | 7,717,000 | 7,680,000 | 7,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,121,000 | 3,242,000 | 4,389,000 |
| Interest expense | 307,000 | 661,000 | 1,019,000 | 1,416,000 |
| Net interest income | 740,000 | 1,460,000 | 2,223,000 | 2,973,000 |
| Noninterest income | 219,000 | 394,000 | 585,000 | 757,000 |
| Noninterest expense | 509,000 | 1,079,000 | 1,650,000 | 2,235,000 |
| Provision for loan losses | 45,000 | 100,000 | 160,000 | 200,000 |
| Pretax income | 405,000 | 675,000 | 998,000 | 1,295,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 404,000 | 674,000 | 997,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,828,000 | 7,654,000 | 7,787,000 | 7,572,000 |
| Total capital | 8,427,000 | 8,311,000 | 8,484,000 | 8,282,000 |
| Risk-weighted assets | 54,568,000 | 56,069,000 | 55,746,000 | 56,781,000 |