Call reports 2004
MY KIND OF BANK, NATIONAL ASSOCIATION — 2004
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,713,000 | 72,926,000 | 73,939,000 | 75,095,000 |
| Total loans | 43,521,000 | 46,854,000 | 49,666,000 | 51,724,000 |
| Allowance for loan losses | 553,000 | 583,000 | 614,000 | 548,000 |
| Securities available for sale | 18,545,000 | 17,073,000 | 16,278,000 | 14,592,000 |
| Securities held to maturity | 3,895,000 | 4,326,000 | 4,129,000 | 4,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,769,000 | 60,855,000 | 60,371,000 | 61,702,000 |
| Interest-bearing deposits | 53,884,000 | 53,549,000 | 52,217,000 | 54,386,000 |
| Noninterest-bearing deposits | 6,885,000 | 7,306,000 | 8,154,000 | 7,316,000 |
| Equity capital | 8,095,000 | 7,386,000 | 7,831,000 | 7,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,964,000 | 2,980,000 | 4,022,000 |
| Interest expense | 271,000 | 538,000 | 842,000 | 1,130,000 |
| Net interest income | 704,000 | 1,426,000 | 2,138,000 | 2,892,000 |
| Noninterest income | 174,000 | 329,000 | 511,000 | 666,000 |
| Noninterest expense | 466,000 | 999,000 | 1,485,000 | 2,072,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 382,000 | 744,000 | 1,122,000 | 1,414,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 381,000 | 742,000 | 1,120,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,525,000 | 7,435,000 | 7,632,000 | 7,424,000 |
| Total capital | 8,078,000 | 8,018,000 | 8,246,000 | 7,972,000 |
| Risk-weighted assets | 45,624,000 | 49,186,000 | 51,199,000 | 54,862,000 |