Call reports 2003
MY KIND OF BANK, NATIONAL ASSOCIATION — 2003
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,685,000 | 66,130,000 | 67,768,000 | 69,371,000 |
| Total loans | 41,536,000 | 43,261,000 | 44,456,000 | 42,775,000 |
| Allowance for loan losses | 505,000 | 520,000 | 506,000 | 536,000 |
| Securities available for sale | 15,879,000 | 16,617,000 | 16,923,000 | 20,189,000 |
| Securities held to maturity | 2,705,000 | 2,437,000 | 2,426,000 | 4,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,089,000 | 57,442,000 | 59,121,000 | 60,573,000 |
| Interest-bearing deposits | 50,263,000 | 51,510,000 | 51,524,000 | 53,942,000 |
| Noninterest-bearing deposits | 5,826,000 | 5,932,000 | 7,597,000 | 6,631,000 |
| Equity capital | 7,672,000 | 7,740,000 | 7,671,000 | 7,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,929,000 | 2,916,000 | 3,897,000 |
| Interest expense | 332,000 | 650,000 | 955,000 | 1,242,000 |
| Net interest income | 616,000 | 1,279,000 | 1,961,000 | 2,655,000 |
| Noninterest income | 178,000 | 362,000 | 517,000 | 652,000 |
| Noninterest expense | 487,000 | 972,000 | 1,461,000 | 1,929,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 271,000 | 597,000 | 911,000 | 1,242,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 270,000 | 596,000 | 910,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,034,000 | 7,040,000 | 7,254,000 | 7,144,000 |
| Total capital | 7,539,000 | 7,560,000 | 7,760,000 | 7,680,000 |
| Risk-weighted assets | 44,495,000 | 47,513,000 | 49,467,000 | 49,327,000 |