Call reports 2002
MY KIND OF BANK, NATIONAL ASSOCIATION — 2002
What MY KIND OF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,776,000 | 59,055,000 | 61,864,000 | 63,877,000 |
| Total loans | 36,451,000 | 37,300,000 | 39,207,000 | 39,628,000 |
| Allowance for loan losses | 475,000 | 487,000 | 450,000 | 479,000 |
| Securities available for sale | 16,342,000 | 16,227,000 | 15,806,000 | 16,915,000 |
| Securities held to maturity | 2,523,000 | 2,432,000 | 2,279,000 | 2,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,425,000 | 50,825,000 | 53,243,000 | 55,626,000 |
| Interest-bearing deposits | 45,074,000 | 45,696,000 | 47,419,000 | 49,484,000 |
| Noninterest-bearing deposits | 5,351,000 | 5,129,000 | 5,824,000 | 6,142,000 |
| Equity capital | 7,374,000 | 7,267,000 | 7,651,000 | 7,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,011,000 | 2,952,000 | 3,942,000 |
| Interest expense | 354,000 | 702,000 | 1,058,000 | 1,408,000 |
| Net interest income | 658,000 | 1,309,000 | 1,894,000 | 2,534,000 |
| Noninterest income | 85,000 | 173,000 | 366,000 | 506,000 |
| Noninterest expense | 415,000 | 848,000 | 1,258,000 | 1,691,000 |
| Provision for loan losses | 71,000 | 83,000 | 148,000 | 183,000 |
| Pretax income | 251,000 | 539,000 | 836,000 | 1,144,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 250,000 | 538,000 | 835,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,150,000 | 6,833,000 | 6,994,000 | 6,764,000 |
| Total capital | 7,625,000 | 7,320,000 | 7,444,000 | 7,243,000 |
| Risk-weighted assets | 42,260,000 | 39,583,000 | 41,699,000 | 42,867,000 |