Call reports 2001
KANSAS STATE BANK — 2001
What KANSAS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,232,000 | 91,182,000 | 93,631,000 | 95,930,000 |
| Total loans | 67,319,000 | 65,384,000 | 64,871,000 | 65,793,000 |
| Allowance for loan losses | 711,000 | 750,000 | 757,000 | 749,000 |
| Securities available for sale | 14,965,000 | 16,197,000 | 16,454,000 | 17,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,367,000 | 81,309,000 | 82,762,000 | 85,087,000 |
| Interest-bearing deposits | 72,248,000 | 69,432,000 | 70,804,000 | 71,610,000 |
| Noninterest-bearing deposits | 11,119,000 | 11,877,000 | 11,958,000 | 13,477,000 |
| Equity capital | 7,105,000 | 7,153,000 | 7,560,000 | 7,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,573,000 | 5,316,000 | 6,982,000 |
| Interest expense | 866,000 | 1,714,000 | 2,544,000 | 3,292,000 |
| Net interest income | 937,000 | 1,859,000 | 2,772,000 | 3,690,000 |
| Noninterest income | 223,000 | 452,000 | 729,000 | 1,052,000 |
| Noninterest expense | 795,000 | 1,687,000 | 2,454,000 | 3,310,000 |
| Provision for loan losses | 75,000 | 150,000 | 110,000 | 110,000 |
| Pretax income | 290,000 | 474,000 | 937,000 | 1,322,000 |
| Income tax | 12,000 | 20,000 | 37,000 | 55,000 |
| Net income | 278,000 | 454,000 | 900,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,682,000 | 6,719,000 | 7,031,000 | 7,199,000 |
| Total capital | 7,393,000 | 7,469,000 | 7,788,000 | 7,948,000 |
| Risk-weighted assets | 63,516,000 | 63,579,000 | 64,536,000 | 65,561,000 |