Call reports 2008
AMERICANWEST BANK — 2008
What AMERICANWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,106,351,000 | 2,107,330,000 | 1,988,655,000 | 1,871,834,000 |
| Total loans | 1,773,851,000 | 1,780,220,000 | 1,730,834,000 | 1,634,093,000 |
| Allowance for loan losses | 27,089,000 | 31,768,000 | 36,573,000 | 44,722,000 |
| Securities available for sale | 76,378,000 | 68,950,000 | 65,596,000 | 64,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,582,279,000 | 1,608,945,000 | 1,586,193,000 | 1,573,739,000 |
| Interest-bearing deposits | 1,242,671,000 | 1,287,726,000 | 1,260,463,000 | 1,251,993,000 |
| Noninterest-bearing deposits | 339,608,000 | 321,219,000 | 325,730,000 | 321,746,000 |
| Equity capital | 290,177,000 | 282,843,000 | 186,021,000 | 129,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 33,649,000 | 64,367,000 | 93,405,000 | 119,587,000 |
| Interest expense | 11,647,000 | 22,213,000 | 32,574,000 | 42,954,000 |
| Net interest income | 22,002,000 | 42,154,000 | 60,831,000 | 76,633,000 |
| Noninterest income | 4,212,000 | 9,318,000 | 14,573,000 | 18,687,000 |
| Noninterest expense | 45,432,000 | 64,429,000 | 165,400,000 | 192,548,000 |
| Provision for loan losses | 12,800,000 | 29,200,000 | 56,850,000 | 97,170,000 |
| Pretax income | -32,010,000 | -42,149,000 | -146,827,000 | -194,417,000 |
| Income tax | -1,163,000 | -5,676,000 | -14,089,000 | -4,435,000 |
| Net income | -30,847,000 | -36,473,000 | -132,738,000 | -189,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,785,000 | 167,223,000 | 153,134,000 | 97,081,000 |
| Total capital | 197,412,000 | 192,132,000 | 177,179,000 | 119,227,000 |
| Risk-weighted assets | 1,966,463,000 | 1,984,723,000 | 1,910,124,000 | 1,748,561,000 |