Call reports 2007
AMERICANWEST BANK — 2007
What AMERICANWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,426,836,000 | 2,010,932,000 | 2,082,016,000 | 2,118,772,000 |
| Total loans | 1,253,292,000 | 1,660,123,000 | 1,732,542,000 | 1,775,201,000 |
| Allowance for loan losses | 14,657,000 | 21,830,000 | 21,023,000 | 25,258,000 |
| Securities available for sale | 38,862,000 | 67,685,000 | 69,379,000 | 65,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,169,771,000 | 1,511,861,000 | 1,597,771,000 | 1,530,226,000 |
| Interest-bearing deposits | 949,230,000 | 1,160,315,000 | 1,234,892,000 | 1,186,768,000 |
| Noninterest-bearing deposits | 220,541,000 | 351,546,000 | 362,879,000 | 343,458,000 |
| Equity capital | 161,658,000 | 321,066,000 | 327,484,000 | 323,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,849,000 | 60,580,000 | 97,908,000 | 134,213,000 |
| Interest expense | 9,666,000 | 21,653,000 | 34,741,000 | 47,447,000 |
| Net interest income | 15,183,000 | 38,927,000 | 63,167,000 | 86,766,000 |
| Noninterest income | 2,395,000 | 7,131,000 | 11,566,000 | 16,121,000 |
| Noninterest expense | 13,126,000 | 31,896,000 | 50,310,000 | 69,088,000 |
| Provision for loan losses | 0 | 1,505,000 | 2,736,000 | 17,341,000 |
| Pretax income | 4,450,000 | 12,635,000 | 21,665,000 | 16,434,000 |
| Income tax | 1,526,000 | 4,323,000 | 7,244,000 | 5,078,000 |
| Net income | 2,924,000 | 8,312,000 | 14,421,000 | 11,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,319,000 | 173,207,000 | 180,371,000 | 178,172,000 |
| Total capital | 136,890,000 | 195,954,000 | 202,796,000 | 202,980,000 |
| Risk-weighted assets | 1,350,363,000 | 1,819,267,000 | 1,930,937,000 | 1,982,785,000 |