Call reports 2005
AMERICANWEST BANK — 2005
What AMERICANWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,019,836,000 | 1,106,910,000 | 1,139,034,000 | 1,108,926,000 |
| Total loans | 907,523,000 | 986,317,000 | 997,297,000 | 965,649,000 |
| Allowance for loan losses | 16,923,000 | 15,377,000 | 16,013,000 | 14,361,000 |
| Securities available for sale | 27,240,000 | 23,164,000 | 22,719,000 | 31,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,556,000 | 849,964,000 | 964,795,000 | 900,588,000 |
| Interest-bearing deposits | 681,141,000 | 668,620,000 | 767,831,000 | 706,237,000 |
| Noninterest-bearing deposits | 177,415,000 | 181,344,000 | 196,964,000 | 194,351,000 |
| Equity capital | 116,753,000 | 120,752,000 | 124,301,000 | 128,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 17,335,000 | 35,187,000 | 54,138,000 | 72,302,000 |
| Interest expense | 3,425,000 | 7,314,000 | 12,357,000 | 17,574,000 |
| Net interest income | 13,910,000 | 27,873,000 | 41,781,000 | 54,728,000 |
| Noninterest income | 1,576,000 | 3,142,000 | 4,844,000 | 8,408,000 |
| Noninterest expense | 9,510,000 | 19,033,000 | 29,306,000 | 40,308,000 |
| Provision for loan losses | 1,075,000 | 1,265,000 | 2,365,000 | 2,365,000 |
| Pretax income | 4,890,000 | 10,706,000 | 14,929,000 | 20,438,000 |
| Income tax | 1,630,000 | 3,569,000 | 4,194,000 | 5,528,000 |
| Net income | 3,260,000 | 7,137,000 | 10,735,000 | 14,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,212,000 | 106,151,000 | 109,814,000 | 114,050,000 |
| Total capital | 114,528,000 | 118,794,000 | 122,623,000 | 126,536,000 |
| Risk-weighted assets | 980,662,000 | 1,008,732,000 | 1,021,539,000 | 997,027,000 |