Call reports 2004
AMERICANWEST BANK — 2004
What AMERICANWEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,012,981,000 | 1,085,300,000 | 1,146,229,000 | 1,048,144,000 |
| Total loans | 870,006,000 | 920,929,000 | 952,139,000 | 927,730,000 |
| Allowance for loan losses | 12,505,000 | 14,011,000 | 14,978,000 | 18,475,000 |
| Securities available for sale | 38,756,000 | 71,990,000 | 100,504,000 | 28,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,204,000 | 859,466,000 | 923,599,000 | 895,736,000 |
| Interest-bearing deposits | 710,833,000 | 705,750,000 | 750,713,000 | 725,220,000 |
| Noninterest-bearing deposits | 153,371,000 | 153,716,000 | 172,886,000 | 170,516,000 |
| Equity capital | 108,012,000 | 108,759,000 | 113,469,000 | 113,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 17,306,000 | 35,745,000 | 55,535,000 | 74,921,000 |
| Interest expense | 3,058,000 | 6,157,000 | 9,755,000 | 13,380,000 |
| Net interest income | 14,248,000 | 29,588,000 | 45,780,000 | 61,541,000 |
| Noninterest income | 1,531,000 | 4,192,000 | 6,040,000 | 8,028,000 |
| Noninterest expense | 9,933,000 | 20,073,000 | 30,008,000 | 42,625,000 |
| Provision for loan losses | 1,000,000 | 6,710,000 | 8,498,000 | 13,046,000 |
| Pretax income | 4,846,000 | 6,991,000 | 13,335,000 | 13,854,000 |
| Income tax | 1,173,000 | 1,944,000 | 4,200,000 | 3,882,000 |
| Net income | 3,673,000 | 5,047,000 | 9,135,000 | 9,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,289,000 | 93,696,000 | 97,989,000 | 98,889,000 |
| Total capital | 104,244,000 | 106,417,000 | 111,251,000 | 111,395,000 |
| Risk-weighted assets | 955,811,000 | 1,016,422,000 | 1,059,015,000 | 994,498,000 |