Call reports 2003
AMERICANWEST BANK — 2003
What AMERICANWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 917,155,000 | 954,286,000 | 993,880,000 | 1,021,383,000 |
| Total loans | 788,495,000 | 823,494,000 | 842,044,000 | 876,172,000 |
| Allowance for loan losses | 10,873,000 | 11,599,000 | 11,841,000 | 12,453,000 |
| Securities available for sale | 35,147,000 | 34,429,000 | 37,522,000 | 38,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 766,121,000 | 805,862,000 | 875,899,000 | 872,564,000 |
| Interest-bearing deposits | 635,980,000 | 755,398,000 | 723,931,000 | 711,700,000 |
| Noninterest-bearing deposits | 130,142,000 | 50,464,000 | 151,969,000 | 160,864,000 |
| Equity capital | 95,055,000 | 97,005,000 | 100,407,000 | 104,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 16,785,000 | 34,367,000 | 52,532,000 | 71,248,000 |
| Interest expense | 3,573,000 | 7,155,000 | 10,590,000 | 13,932,000 |
| Net interest income | 13,212,000 | 27,212,000 | 41,942,000 | 57,316,000 |
| Noninterest income | 1,444,000 | 3,004,000 | 4,626,000 | 6,111,000 |
| Noninterest expense | 8,631,000 | 17,445,000 | 26,437,000 | 35,086,000 |
| Provision for loan losses | 866,000 | 1,986,000 | 3,583,000 | 6,324,000 |
| Pretax income | 5,159,000 | 10,846,000 | 16,609,000 | 22,078,000 |
| Income tax | 1,815,000 | 3,820,000 | 5,776,000 | 7,712,000 |
| Net income | 3,344,000 | 7,026,000 | 10,833,000 | 14,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,457,000 | 81,174,000 | 84,994,000 | 88,598,000 |
| Total capital | 90,172,000 | 92,379,000 | 96,476,000 | 100,480,000 |
| Risk-weighted assets | 857,055,000 | 895,964,000 | 918,220,000 | 950,015,000 |