Call reports 2025
BANK 1ST — 2025
What BANK 1ST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 163,795,000 | 161,631,000 | 159,349,000 | 164,074,000 |
| Total loans | 91,817,000 | 93,096,000 | 90,896,000 | 97,200,000 |
| Allowance for loan losses | 1,399,000 | 1,399,000 | 1,399,000 | 1,401,000 |
| Securities available for sale | 63,124,000 | 61,383,000 | 62,431,000 | 62,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,276,000 | 138,386,000 | 129,121,000 | 133,787,000 |
| Interest-bearing deposits | 124,934,000 | 114,766,000 | 109,572,000 | 108,940,000 |
| Noninterest-bearing deposits | 19,342,000 | 23,620,000 | 19,549,000 | 24,847,000 |
| Equity capital | 14,367,000 | 14,221,000 | 16,569,000 | 16,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,486,000 | 5,248,000 | 7,033,000 |
| Interest expense | 505,000 | 977,000 | 1,444,000 | 1,930,000 |
| Net interest income | 1,213,000 | 2,509,000 | 3,804,000 | 5,103,000 |
| Noninterest income | 91,000 | 172,000 | 254,000 | 329,000 |
| Noninterest expense | 873,000 | 1,704,000 | 2,573,000 | 3,380,000 |
| Provision for loan losses | -17,000 | -17,000 | -17,000 | 0 |
| Pretax income | 427,000 | 968,000 | 1,473,000 | 2,043,000 |
| Income tax | 21,000 | 48,000 | 74,000 | 102,000 |
| Net income | 406,000 | 920,000 | 1,399,000 | 1,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,445,000 | 24,804,000 | 24,999,000 | 24,146,000 |