Call reports 2024
BANK 1ST — 2024
What BANK 1ST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 169,328,000 | 163,353,000 | 168,313,000 | 159,953,000 |
| Total loans | 90,630,000 | 90,235,000 | 88,459,000 | 91,734,000 |
| Allowance for loan losses | 1,427,000 | 1,430,000 | 1,430,000 | 1,416,000 |
| Securities available for sale | 67,792,000 | 66,000,000 | 66,778,000 | 63,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,461,000 | 127,733,000 | 140,439,000 | 142,451,000 |
| Interest-bearing deposits | 109,610,000 | 107,830,000 | 120,690,000 | 120,618,000 |
| Noninterest-bearing deposits | 17,851,000 | 19,903,000 | 19,749,000 | 21,833,000 |
| Equity capital | 13,445,000 | 13,385,000 | 15,401,000 | 13,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,505,000 | 5,270,000 | 6,981,000 |
| Interest expense | 674,000 | 1,310,000 | 1,962,000 | 2,444,000 |
| Net interest income | 1,075,000 | 2,195,000 | 3,308,000 | 4,537,000 |
| Noninterest income | 96,000 | 184,000 | 273,000 | 361,000 |
| Noninterest expense | 845,000 | 1,668,000 | 2,540,000 | 3,185,000 |
| Provision for loan losses | -5,000 | -3,000 | -2,000 | -16,000 |
| Pretax income | 325,000 | 702,000 | 1,039,000 | 1,716,000 |
| Income tax | 16,000 | 35,000 | 52,000 | 85,000 |
| Net income | 309,000 | 667,000 | 987,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,526,000 | 23,265,000 | 23,872,000 | 24,225,000 |
| Total capital | — | 23,265,000 | — | — |
| Risk-weighted assets | — | 95,469,000 | — | — |