Call reports 2023
BANK 1ST — 2023
What BANK 1ST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 167,277,000 | 163,359,000 | 163,466,000 | 167,291,000 |
| Total loans | 87,107,000 | 85,289,000 | 87,145,000 | 90,638,000 |
| Allowance for loan losses | 1,441,000 | 1,420,000 | 1,428,000 | 1,431,000 |
| Securities available for sale | 71,688,000 | 70,055,000 | 66,588,000 | 69,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,511,000 | 132,357,000 | 128,696,000 | 129,058,000 |
| Interest-bearing deposits | 114,110,000 | 108,330,000 | 107,041,000 | 106,994,000 |
| Noninterest-bearing deposits | 22,401,000 | 24,027,000 | 21,655,000 | 22,064,000 |
| Equity capital | 11,977,000 | 12,140,000 | 12,186,000 | 13,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,091,000 | 4,703,000 | 6,367,000 |
| Interest expense | 270,000 | 777,000 | 1,350,000 | 1,991,000 |
| Net interest income | 1,251,000 | 2,314,000 | 3,353,000 | 4,376,000 |
| Noninterest income | 101,000 | 189,000 | 428,000 | 506,000 |
| Noninterest expense | 844,000 | 1,671,000 | 2,533,000 | 3,323,000 |
| Provision for loan losses | -31,000 | -53,000 | -42,000 | -39,000 |
| Pretax income | 512,000 | 843,000 | 1,266,000 | 1,583,000 |
| Income tax | 26,000 | 42,000 | 63,000 | 79,000 |
| Net income | 486,000 | 801,000 | 1,203,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,486,000 | 22,277,000 | 22,925,000 | 23,363,000 |