Call reports 2022
BANK 1ST — 2022
What BANK 1ST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 180,714,000 | 163,815,000 | 162,113,000 | 165,376,000 |
| Total loans | 87,296,000 | 85,991,000 | 84,887,000 | 87,524,000 |
| Allowance for loan losses | 1,482,000 | 1,482,000 | 1,470,000 | 1,473,000 |
| Securities available for sale | 78,207,000 | 72,771,000 | 70,918,000 | 72,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,419,000 | 153,213,000 | 152,822,000 | 149,596,000 |
| Interest-bearing deposits | 139,253,000 | 129,650,000 | 127,505,000 | 118,036,000 |
| Noninterest-bearing deposits | 24,166,000 | 23,563,000 | 25,317,000 | 31,560,000 |
| Equity capital | 16,887,000 | 10,093,000 | 8,673,000 | 11,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,546,000 | 3,938,000 | 5,388,000 |
| Interest expense | 99,000 | 199,000 | 304,000 | 433,000 |
| Net interest income | 1,140,000 | 2,347,000 | 3,634,000 | 4,955,000 |
| Noninterest income | 357,000 | 446,000 | 536,000 | 630,000 |
| Noninterest expense | 766,000 | 1,619,000 | 2,477,000 | 3,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 734,000 | 1,166,000 | 1,689,000 | 2,378,000 |
| Income tax | 37,000 | 58,000 | 84,000 | 119,000 |
| Net income | 697,000 | 1,108,000 | 1,605,000 | 2,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,188,000 | 21,458,000 | 21,773,000 | 22,193,000 |