Call reports 2021
BANK 1ST — 2021
What BANK 1ST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 161,671,000 | 160,210,000 | 165,528,000 | 171,219,000 |
| Total loans | 87,884,000 | 84,952,000 | 88,357,000 | 87,511,000 |
| Allowance for loan losses | 1,481,000 | 1,484,000 | 1,483,000 | 1,483,000 |
| Securities available for sale | 66,220,000 | 71,014,000 | 69,911,000 | 72,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,178,000 | 138,605,000 | 143,492,000 | 149,348,000 |
| Interest-bearing deposits | 119,664,000 | 117,220,000 | 120,288,000 | 127,558,000 |
| Noninterest-bearing deposits | 21,514,000 | 21,385,000 | 23,204,000 | 21,790,000 |
| Equity capital | 20,028,000 | 21,032,000 | 21,354,000 | 21,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,862,000 | 4,070,000 | 5,289,000 |
| Interest expense | 122,000 | 237,000 | 347,000 | 448,000 |
| Net interest income | 1,349,000 | 2,625,000 | 3,723,000 | 4,841,000 |
| Noninterest income | 96,000 | 193,000 | 287,000 | 373,000 |
| Noninterest expense | 744,000 | 1,510,000 | 2,262,000 | 2,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 687,000 | 1,324,000 | 1,768,000 | 2,242,000 |
| Income tax | 34,000 | 66,000 | 88,000 | 112,000 |
| Net income | 653,000 | 1,258,000 | 1,680,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,015,000 | 20,388,000 | 20,580,000 | 20,817,000 |