Call reports 2020
BANK 1ST — 2020
What BANK 1ST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,732,000 | 140,677,000 | 149,439,000 | 158,279,000 |
| Total loans | 91,530,000 | 87,097,000 | 85,669,000 | 85,508,000 |
| Allowance for loan losses | 1,421,000 | 1,452,000 | 1,477,000 | 1,480,000 |
| Securities available for sale | 25,974,000 | 36,546,000 | 45,340,000 | 62,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,672,000 | 120,316,000 | 128,620,000 | 136,752,000 |
| Interest-bearing deposits | 90,145,000 | 96,665,000 | 110,432,000 | 115,006,000 |
| Noninterest-bearing deposits | 15,527,000 | 23,651,000 | 18,188,000 | 21,746,000 |
| Equity capital | 17,582,000 | 19,747,000 | 20,133,000 | 20,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,618,000 | 3,810,000 | 5,023,000 |
| Interest expense | 151,000 | 293,000 | 429,000 | 567,000 |
| Net interest income | 1,132,000 | 2,325,000 | 3,381,000 | 4,456,000 |
| Noninterest income | 116,000 | 196,000 | 282,000 | 373,000 |
| Noninterest expense | 727,000 | 1,471,000 | 2,204,000 | 2,873,000 |
| Provision for loan losses | 8,000 | 38,000 | 60,000 | 63,000 |
| Pretax income | 509,000 | 1,047,000 | 1,433,000 | 1,929,000 |
| Income tax | 26,000 | 53,000 | 72,000 | 96,000 |
| Net income | 483,000 | 994,000 | 1,361,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,658,000 | 19,021,000 | 19,221,000 | 19,522,000 |