Call reports 2019
BANK 1ST — 2019
What BANK 1ST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,059,000 | 119,836,000 | 120,972,000 | 127,683,000 |
| Total loans | 90,110,000 | 91,449,000 | 91,114,000 | 89,537,000 |
| Allowance for loan losses | 1,400,000 | 1,423,000 | 1,437,000 | 1,421,000 |
| Securities available for sale | 24,120,000 | 23,342,000 | 23,166,000 | 25,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,753,000 | 98,534,000 | 98,137,000 | 108,465,000 |
| Interest-bearing deposits | 89,060,000 | 85,262,000 | 83,607,000 | 92,175,000 |
| Noninterest-bearing deposits | 12,693,000 | 13,272,000 | 14,530,000 | 16,290,000 |
| Equity capital | 17,050,000 | 17,732,000 | 18,139,000 | 18,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,631,000 | 3,985,000 | 5,301,000 |
| Interest expense | 163,000 | 337,000 | 526,000 | 694,000 |
| Net interest income | 1,122,000 | 2,294,000 | 3,459,000 | 4,607,000 |
| Noninterest income | 114,000 | 216,000 | 332,000 | 438,000 |
| Noninterest expense | 687,000 | 1,417,000 | 2,160,000 | 2,826,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 534,000 | 1,063,000 | 1,593,000 | 2,179,000 |
| Income tax | 27,000 | 53,000 | 80,000 | 109,000 |
| Net income | 507,000 | 1,010,000 | 1,513,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,336,000 | 17,655,000 | 17,966,000 | 18,342,000 |
| Total capital | 18,451,000 | 18,779,000 | 19,097,000 | 19,474,000 |
| Risk-weighted assets | 89,036,000 | 89,678,000 | 90,181,000 | 90,331,000 |