Call reports 2018
BANK 1ST — 2018
What BANK 1ST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,680,000 | 121,476,000 | 120,625,000 | 120,701,000 |
| Total loans | 90,797,000 | 92,267,000 | 91,743,000 | 90,441,000 |
| Allowance for loan losses | 1,340,000 | 1,357,000 | 1,370,000 | 1,385,000 |
| Securities available for sale | 25,838,000 | 25,030,000 | 24,380,000 | 24,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,131,000 | 97,825,000 | 103,420,000 | 102,821,000 |
| Interest-bearing deposits | 88,764,000 | 83,658,000 | 90,909,000 | 88,839,000 |
| Noninterest-bearing deposits | 12,367,000 | 14,167,000 | 12,511,000 | 13,982,000 |
| Equity capital | 15,283,000 | 15,610,000 | 15,798,000 | 16,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,479,000 | 3,781,000 | 5,132,000 |
| Interest expense | 137,000 | 297,000 | 477,000 | 638,000 |
| Net interest income | 1,060,000 | 2,182,000 | 3,304,000 | 4,494,000 |
| Noninterest income | 112,000 | 219,000 | 324,000 | 425,000 |
| Noninterest expense | 686,000 | 1,371,000 | 2,050,000 | 2,724,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 471,000 | 1,000,000 | 1,533,000 | 2,135,000 |
| Income tax | 34,000 | 60,000 | 87,000 | 117,000 |
| Net income | 437,000 | 940,000 | 1,446,000 | 2,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,971,000 | 16,275,000 | 16,618,000 | 16,997,000 |
| Total capital | 17,071,000 | 17,402,000 | 17,742,000 | 18,118,000 |
| Risk-weighted assets | 87,746,000 | 89,962,000 | 89,687,000 | 89,416,000 |